MoonPay review
Familiar payment methods. Crypto to your wallet.
Cards, digital wallets and local bank rails, plus a separate Commerce product for merchants.
115,457 reviews · Trustpilot
UpdatedHow MoonPay fits your payment flow.
- Services
- Fiat onramp · Crypto offramp · Fiat-to-crypto payment gateway
- Payment methods
- Visa / Mastercard · Apple Pay · Google Pay · PayPal · SEPA · ACH
- Integration and product fit
- Cards, digital wallets and local bank rails, plus a separate Commerce product for merchants.
- Fees and the final quote
- Total cost depends on amount, region, payment method, asset, network and spread. Request a current quote and compare the final amount you receive.
- Location and availability
- PayPal is available in the US, UK and selected EU markets. SEPA is for supported EUR transactions; other local rails have regional limits.
- Things to check
- Payment and payout options vary by region; Commerce card checkout includes an onramp step.
MoonPay Commerce explicitly advertises card payments where non-crypto customers pay and the merchant receives crypto. Help documentation explains that card payments first onramp to the customer's wallet, after which the on-chain payment is finalized.
MoonPay checkout and product screens.

Official MoonPay product illustration showing amount, asset and payment-method selection. Displayed amounts are illustrative.
Official product source ↗
MoonPay’s official Ramps page, featuring its headless checkout presentation. Captured 10 October 2026.
Official product source ↗MoonPay customer feedback.
MoonPay has a 4.1/5 score across 115,457 reviews on Trustpilot. This company-level profile can include multiple products. Read recent feedback for the payment route and location you plan to use.
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